CashFlows Europe Ltd

We are leaders in payments technology, delivering solutions that maximise payments success for our customers and their customers.

We offer e-commerce acquiring, business payments, pre-paid card solutions and ATM sponsorship. Our mission is to enable the highest rate of payment success and our vision is a world where technology, innovation and expertise combine to transparently maximise payment success.

Working at CashFlows is fast paced and dynamic, decisions are made quickly and everyone has a voice. We keep policy and process to a minimum within the context of the achieving the highest standards of security and regulatory compliance. Our focus is firmly on our customers.

You won’t find any of the senior team sitting in offices, open plan and open minded is our philosophy. 

We believe in open, honest and frequent communication, no secrets, no surprises, no office politics. 


Products and services

Our Products and Services

CashFlows operates in the FinTech space with a focus on electronic payments.  We have achieved success by developing the core technologies, capabilities, regulatory authorisations and scheme memberships that enable us to offer our intermediaries and customers a range of innovative payment solutions at a transparent and fair cost.

We are regulated by the Financial Conduct Authority (FCA) so our customers have peace of mind that we're safeguarding funds in the appropriate way. We like to lead the way and we were one of the first non-bank principle members of Visa and MasterCard. Additionally, we are sponsored by HSBC into the UK payment clearing networks which allows us to make and receive payments using our own bank sort code.

Merchant Services:

We provide tailored solutions for businesses to accept card payments and make bank payments. We are principal members of Visa Europe and MasterCard so customers can receive online payments, which include actuarial service to prevent fraud and an account management system to provide detailed reports.

Prepaid Card Services:

We can provide BIN sponsorship for your card programme to allow a compliant connection to the Visa and MasterCard payment network. We have also created a Virtual Card programme that deliver value to the card holder and increased revenue for our customers.

In addition, our Prepaid Express Service provides a low cost solution for a managed prepaid card programme. Customers are able to pay for the quantity of cards requested and we will perform the relevant due diligence and KYC checks.

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