SG Kleinwort Hambros
SG Kleinwort Hambros Private Bank offers exclusive private banking services: investment expertise, wealth planning, lending, succession planning and more.
SG Kleinwort Hambros has more than 200 years of experience helping individuals, families, entrepreneurs, trusts and charities to manage their wealth. From expert wealth planning advice and investment strategies to specialist lending products, we provide the personal approach clients would expect from a modern and responsible private bank.
We have one clear purpose – to simplify life’s financial challenges. Providing a personal and holistic approach to wealth management, we know how to meet the needs of our clients with imagination, skill and attention to detail. We also understand the importance of creating strong relationships based on trust, service and expert knowledge.
Building a responsible organisation is a fundamental part of our long-term vision. We aim to be a leading responsible bank for client service and expertise. Underneath this leadership of responsibility are the stakeholders we seek to serve as a responsible bank: our clients, colleagues, the community and the climate. We help our clients to build sustainable legacies; we support our colleagues by promoting diversity and inclusion; we make a positive social impact for our community and we champion climate action by reducing our carbon footprint.
As part of the Société Générale Group, we have access to the resources and services of one of the world’s leading financial groups. Based on a diversified and integrated banking model, the Group combines financial strength and proven expertise in innovation with a strategy of sustainable growth, aiming to be the trusted partner for its clients, committed to positively transforming the world.
SG Kleinwort Hambros Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The company is incorporated in England & Wales under number 964058 with registered office at One Bank Street, Canary Wharf, London E14 4SG.
Our Awards
Euromoney Private Banking Global 2023 - Best International Private Bank In The UK
Wealth Briefing European Awards 2023 - Overall UK Private Bank Best Use Of Social Media
Global Private Banking Innovation Awards 2023 - Best UK Private Bank 2023
Wealth For Good Awards 2023 - Best Bank CSR Engagement & Best Bank Diversity & Inclusion Programme
Private Banker International - Outstanding Bank For UHNW Clients 2023 & Outstanding RM Training And Development Programme
Wealth Briefing Channel Island Awards 2023 - Credit Provider 2023 & Innovative Digital Asset Investment Platform 2023
City Of London Wealth Management Awards 2023 - Best Fund 2023 (Moorea Real Asset Fund)
Products and services
Succession Planning and Wealth Structuring
Sustaining your wealth
When your assets and business interests are complex, valuable or perhaps spread across different countries, your wealth is exposed to a variety of hidden risks. The impact of different legal, regulatory and tax environments can have unintended consequences for everyone involved.
Every family views the purpose of wealth differently, according to their values, lifestyle and experiences, as well as the legacy they want to leave behind. Planning should be at the front of your mind whether you are focused on building and preserving your wealth, maintaining your lifestyle or finding ways to contribute positively to society and the environment for many years into the future.
Philanthropy and Charitable Giving
Philanthropy can give meaning to your wealth, create positive change and a family legacy which will transcend generations.
From identifying the beneficiaries of your charity or foundation through to guiding its strategy and administering it on your behalf, we provide expert advice to help you achieve your charitable goals.
We can act as Trustee or Administrator and take care of all the required administrative functions of the charity or foundation.
Wealth Planning
A comprehensive wealth plan is key to taking care of your wealth for current and future generations. Whether you require a thorough review of your finances or specific advice on a particular aspect of your needs, wealth planning experts can help.
Lending Solutions
We provide lending solutions to support you at all stages of life’s journey.
We know your circumstances are unique and are likely to require tailored financing solutions. That is why we offer a wide range of flexible lending products – from investment-backed lending to unlock value from an asset or investment you don’t want to sell, to tailored mortgages and loans to buy additional assets.
Our experience tells us that the most appropriate solutions can sometimes be complex. Whether your needs are straightforward or more challenging, we can arrange personal and professionally managed lending structures. We often find ourselves liaising closely with trustees, family offices, tax advisers and other professionals to ensure we find the right route.
Flexibility, effective decision making, execution and exceptional service are our priorities when finding the right lending solution adapted to your financing needs.
Banking and Deposits
Private banking with SG Kleinwort Hambros brings you closer to your money. We combine the personal attention of your private banker with the benefits of online banking to meet your needs simply and swiftly.
With over 200 years of experience helping individuals, families, trusts and charities to manage their wealth, we pride ourselves on creating strong relationships based on trust, service and expert knowledge.
Investment Management Services
Our investment philosophy centres on four guiding principles:
1) Get the big decisions right. Asset allocation is an investment strategy that aims to balance risk and reward by apportioning a portfolio’s assets according to investment goals, risk tolerance and investment horizon. We believe this is the most important decision we make, and it should be actively managed.
2) Take risk only when risk is likely to be well rewarded. We believe valuation is the key driver of long-term returns. When assets are expensive, risk is not well rewarded; when assets are cheap, it is.
3) Avoid large losses. We construct portfolios which seek to withstand a continuously changing market environment.
4) Invest responsibly. Look after tomorrow’s world today. We aim to improve investment performance by investing in companies with strong environmental, social and governance credentials. Across our direct security investment portfolios, we limit exposure to key controversial sectors such as: adult entertainment, controversial weapons, gambling, tobacco, and thermal coal. We also exclude companies involved in very severe controversies as defined by Morgan Stanley Capital International (MSCI).
