Goodbye LISA, hello First Time Buyer ISA
The government has published a consultation document on the First Time Buyer ISA replacement for the Lifetime ISA (LISA).
HMRC consults on changes to self-assessment tax payments
A new HMRC consultation paper is concerning news if you make self-assessment tax payments on account.
HMRC mileage rates rise to 55p
One element of the former Chancellor’s ‘Great British Summer Saving’ package was an increase in tax-free mileage rates.
What are HMRC mileage rates?
There is a curious divide in the way in which HMRC deals with cars used by employees for business:
A guide to pension death benefits
In most cases, pension death benefits can be passed on to a person, organisation or entity after you pass away. This guide explains what could happen to your pension in the event of your death.
Inheritance tax on pensions | why executors need to prepare for the 2027 changes
HMRC has published fresh information on the mechanics of collecting inheritance tax (IHT) on pensions.
Expression of Wishes forms explained | choosing who inherits your pension
When you think about your retirement goals and leaving a legacy, it is important to remember to check you have an up-to-date Expression of Wishes (EoW) form
Pensions Commission warning: are UK workers saving enough for retirement?
Why the Pensions Commission matters
The first Pensions Commission was established back in 2002 and over the following four years developed a range of proposals covering:
Understanding pension tax relief
What is pension tax relief?
The amount of tax relief you receive depends on your pension scheme and your Income Tax band.
Celebrating 19 years of Henson Crisp | Financial advice built on trust
For 19 years, Henson Crisp has helped individuals, families and business owners make sense of financial advice, building long-term relationships across Peterborough, Cambridge and the surrounding areas.
Life expectancy & pension planning - Will your retirement income last?
The Office for National Statistics (ONS) has thought again about our life expectancy calculations.
State Pension reform - replacing the State pension with a Lifespan Fund?
Could the State pension be replaced with a more flexible income scheme? A new report thinks it would be possible.
Retirement savings - how much should you save for retirement?
Retirement savings are often talked about as though there is one simple target to aim for. In reality, how much you may need depends on your lifestyle, your retirement plans and the income you expect your pensions and savings to provide.
What HMRC tax receipts reveal about the UK’s big four taxes
New data from HMRC shows how much the government relies on just four taxes.
A new initiative for dealing with unclaimed Child Trust Funds
The Treasury has announced a new campaign aimed at reducing the number of unclaimed Child Trust Funds.
Student loan interest cap - what the 6% limit really means
The government has announced a cap for some student loans interest rates. It is not all it seems.
The 22% charge on cash interest in stocks & shares ISAs
The latest ISA update from The Treasury confirms new rules on upcoming Cash ISA reforms, including a flat-rate charge on cash interest.
Making Tax Digital for income tax - slow start for HMRC
HMRC has reported a low initial registration level for its new Making Tax Digital for income tax regime.
Emergency Cash Savings: Where Should You Keep It?
Do you have a rainy day fund? Think again, if you don’t – where you hold your cash matters.
The ‘mansion tax’ and property prices – what’s to come?
Further details have emerged about the potential impact of the ‘mansion tax’ announced in the last Budget.
Private pension access age rising from 55 to 57
In the UK, you can start taking money from a private pension from age 55. This is changing: from 6th April 2028, the earliest age most people can access a private pension will rise to 57.
Inflation rising again: what higher oil prices mean
The war with Iran has dashed hopes of inflation falling to its target level.
Monitoring suitability over time - how financial advice stays aligned with your life
Most people think suitability is something you check once when you first meet your financial adviser. You answer a few questions, talk about your goals, and a plan is presented. But life changes, sometimes gradually and sometimes all at once, and your financial plan should change with it.
House prices vs inflation - how UK property has really performed
Bricks and mortar are not always a sure-fire winner.
From January 2016 to January 2026, did house prices grow faster than inflation? The answer is in the graph below.
How we keep you informed - Financial planning communications explained
Sending financial planning communications is not just about sending updates or ticking regulatory boxes, it’s about helping clients feel informed, confident, and connected to the plans we build together.