How financial advisers assess your financial capability
Before we recommend any financial product or investment strategy, we must ensure that you can understand the information being provided and make informed decisions with confidence. This is known as assessing your financial capability.
How financial advisers assess risk tolerance and client objectives
Understanding your goals and your attitude to investment risk is the foundation of giving suitable advice. Before we can make recommendations on pensions, ISAs or investment portfolios, we must establish your objectives and the level of risk appropriate for your circumstances.
How independent financial advisers assess the suitability of financial advice
When you work with one of our financial advisers, an important part of the process is ensuring that anything we recommend genuinely suits your needs. A financial advice suitability assessment helps ensure that any recommendation supports your goals and aligns with FCA expectations.
What to expect when you first engage a financial adviser
You’ve decided to seek professional financial advice – now what? Whether you’ve decided to book a meeting with a financial adviser due to a recent change in circumstances, a significant life event or you’re finally ready to plan your retirement, knowing where to start can be a minefield.