You’ve decided to seek professional financial advice – now what? Whether you’ve decided to book a meeting with a financial adviser due to a recent change in circumstances, a significant life event or you’re finally ready to plan your retirement, knowing where to start can be a minefield. At Henson Crisp, we want to reassure you that engaging a financial adviser is a positive move toward achieving your financial goals.
WHY YOU MIGHT NEED FINANCIAL ADVICE
Financial advice isn’t one-size-fits-all. An independent financial adviser will tailor recommendations to your unique circumstances. The key benefit of working with an independent adviser is impartiality, we can search consider the whole market to find solutions that suit you.
HOW DO I PREPARE FOR MY FIRST MEETING WITH A FINANCIAL ADVISER?
Just like any important meeting, your first meeting with your financial adviser can be overwhelming, just remember, there is no such thing as being too prepared.
Ideally, before you meet with one of our financial planners you will have an idea of your goals:
- Do you want to retire early?
- What sort of lifestyle do you want when you retire?
- Do you want to sell your business?
- Do you want to plan ahead so that your family are looked after when you pass away?
Gather relevant documents such as pension statements, investment summaries, and details of income and expenditure. This will help your adviser build a clear picture of your situation.
DOWNLOAD OUR GUIDE - 10 THINGS TO DO BEFORE YOUR FIRST MEETING WITH A FINANCIAL ADVISER
WHAT HAPPENS AT THE INITIAL MEETING WITH A FINANCIAL ADVISER?
Your first meeting is all about getting to know you and your financial situation. Think of it as a fact-finding session rather than a decision-making one. The adviser’s goal is to build a clear picture of your current position and understand what matters most to you.
During the conversation, you can expect questions about:
• Current assets and liabilities – such as savings, investments, mortgages, and investable assets.
• Income and expenses – to understand your cash flow and lifestyle needs.
• Short- and long-term objectives – whether that’s retiring early, funding education, selling a business, or leaving a legacy.
This meeting is also an opportunity for you to ask questions, clarify expectations, and discuss any concerns. Your adviser will explain how they work, outline the next steps, and ensure you feel comfortable with the process. There’s no pressure to make decisions on the spot. The focus is on building trust, transparency, and a shared understanding of your goals.
HOW MUCH WILL A MEETING WITH A FINANCIAL ADVISER COST?
Fees vary depending on the complexity of advice and services provided. At Henson Crisp, we believe in transparency when it comes to fees. You won’t incur any charges until you’ve signed a fee agreement following your initial consultation. Based on the work required, we’ll agree on either an initial fixed fee or an hourly rate, which will be clearly outlined in your agreement. Depending on the level of service you choose, an annual fee will apply for ongoing portfolio management.
WHAT ENGAGING A FINANCIAL ADVISER MEANS TO YOU
Working with a financial adviser is a partnership. We will help you navigate complex decisions, stay on track toward your goals, and adapt plans as life changes. Ultimately, it’s about peace of mind and confidence in your financial future.
Ready to take the next step? Contact us today to book your initial consultation.