The Society celebrated its 175th anniversary by delivering its highest-ever level of lending, helping more people to buy a home than at any point in its history.
The Cambridge also donated more than £175,000 to good causes - another record - and pledged £1 million to Greater Cambridge Impact to help deliver long-lasting change across the region.
Key highlights from 2025:
- Profit before tax of £10.8million, with capital reserves of £141.3million and liquidity assets of £356million.
- Record lending of £434 million, up 42% year-on-year.
- 10% growth in its mortgage book
- Over 70% of borrowers whose current deal was coming to an end chose to renew their mortgage with The Cambridge.
- £58million in net savings inflows, with 85% of accounts retained at maturity.
- Customer satisfaction remained high, with ratings in the 90%+ range.
Peter Burrows, Chief Executive of The Cambridge, said:
“Last year was a record‑breaking year for The Cambridge, with exceptional customer satisfaction ratings, continued strong financial performance, and more money channelled to good causes in our community than ever before. It was a fitting way to celebrate our 175th anniversary.
“Our core purpose of helping people have a home has never been stronger. We achieved record mortgage lending of £434 million and more than 70% of our borrowers whose current deal was coming to an end chose to renew their mortgage with us, reflecting the trust our members place in the Society.
“Being a force for good remains at the heart of everything we do, and last year was no exception - with more than £175,000 donated to good causes and £1 million committed to Greater Cambridge Impact to tackle inequality in our city region over the next decade. We believe that there’s no better way to honour our 175-year legacy than by investing in the future.”
Mortgages and savings
The Cambridge continued to evolve its mortgage offering in 2025, expanding access to borrowers and enhancing its product range and criteria to reflect the needs of today’s workforce.
This included support for customers without permanent UK residency, removing application fees, increasing maximum loans and delivering an enhanced digital mortgage switching process.
On the savings side, the Society expanded its product range and delivered £58 million in net inflows, with strong retention levels demonstrating continued trust from its members.
Awards
The Cambridge’s commitment to its members and communities was recognised with several awards in 2025 and early 2026. Its Community Fund won Best Charity Partnership at the MoneyAge Awards, Rent to Home earned ESG Project of the Year, and its mortgage offering received a third consecutive gold award for Best First-Time Buyer Mortgage Provider at the MoneyNet Awards.
Making The Difference
The Cambridge donated more than £175,000 to good causes and pledged £1m to Greater Cambridge Impact to deliver long-lasting impact in the community. The Society’s team members carried out 934 volunteering hours to help its community partners deliver vital support to people with housing needs.
To mark its 175th birthday, The Cambridge held a coin design competition with local schools in partnership with The Royal Mint. Exning Primary School pupil Erica’s design was turned into a real chocolate coin that was handed out to her schoolmates and the Society’s members in branch.
The Society also held its inaugural Making The Difference Conference which brought together charities, businesses and civic leaders to discuss how collaboration can drive social change.
Visit cambridgebs.co.uk for more information.
